2Checkout Fee Calculator
Merchant-of-record pricing, and what it buys.
Processor pricing varies by country, card type and whatever you negotiated, and it changes without much notice. Take the real figures from your own statement — these defaults are a starting point, not your account.
2Checkout fee
$5.72
5.78% of the order
Payments and basic checkout. The rate looks high against a plain card processor, and it is — what you are buying is merchant-of-record status, which moves global sales tax registration and remittance off your desk. Compare it against the cost of doing that yourself, not against a gateway rate.
How the 2Checkout Fee Calculator works
2Checkout's rates look expensive against a plain gateway, and they are — but the higher tiers make it the merchant of record, which moves global sales tax registration and remittance off your desk entirely. Compare it against the cost of doing that yourself, not against a card rate.
Not financial advice. Marketplace fees change, and they vary by country, plan and seller status. Every rate here is an editable default, not a quoted price — check the platform's current fee schedule before you price a product against it. This is not tax or business advice.
Frequently asked questions
What are the plan tiers?
2Sell for payments at around 3.5% plus a fixed fee, 2Subscribe adding subscription billing at around 4.5%, and 2Monetize adding global tax and invoicing as merchant of record at around 6%.
What does merchant of record mean?
The provider is the legal seller. It registers for VAT and sales tax in each jurisdiction, collects and remits, and handles the compliance. Your customer's receipt shows their name, not yours.
Is the higher fee worth it?
For digital products sold globally, often yes — registering for VAT across the EU and sales tax across the US is a genuine ongoing cost in money and attention. For a single-market seller it is not.
What else costs extra?
Currency conversion carries a spread, and payout to your bank may carry a fee depending on method and country. Both belong in the comparison.
Related calculators
VAT OSS Calculator
The €10,000 threshold and what destination rates do to revenue.
OpenSales Tax for Online Sellers Calculator
What you remit, and what compliance costs.
OpenPayment Gateway Fee Comparison Calculator
Where a monthly fee starts paying for itself.
Open