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Cash Runway Forecast Calculator

The lowest balance is what matters.

Written and maintained by Mohit PatelLast checked August 4, 2026How we build these
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Runway

over 10 years

break-even in month 5

Starting cash$180,000
Planned investment−$40,000
Lowest cash balance$101,885
Break-even month5

The lowest balance of $101,885 is what matters, not the ending one, a plan that dips below zero in month 3 and recovers afterwards still fails. Timing the investment differently is often cheaper than raising more.

How the Cash Runway Forecast Calculator works

A plan that dips below zero in month three and recovers afterwards still fails. The lowest balance is what matters, not the ending one, and timing a planned investment differently is often cheaper than raising more money to survive it.

Also known as: runway projection calculator · months of cash remaining · forecast when cash runs out

Not financial advice. Marketplace fees change, and they vary by country, plan and seller status. Every rate here is an editable default, not a quoted price, check the platform's current fee schedule before you price a product against it. This is not tax or business advice.

Frequently asked questions

How do I forecast cash runway?

Month by month, with revenue and costs growing at their own rates and any one-off investments placed in the month they occur. Averages hide exactly the dip that kills you.

Why does the lowest balance matter most?

Because you cannot survive a month with negative cash by pointing at a positive twelve-month total. The trough is the binding constraint.

Should I model a downside case?

Always. A plan that only works at the forecast growth rate is not a plan. Model flat revenue and see whether the business survives it.

How do I extend runway without raising?

Delay discretionary investment, negotiate supplier terms, collect faster, and cut the costs that do not produce revenue. All four are available before a raise and all four are usually cheaper.

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