Staking Rewards Calculator
APR is not APY, and the gap grows fast.
Work out Staking Rewards. APR is not APY, and the gap grows fast. Counts the thing everyone forgets to count.
Final amount
1,105.1558
10.52% effective APY from a 10% APR
APR is the nominal rate and APY is what you actually get once rewards are restaked. At 10% compounded daily the APY is 10.52%; at 100% it is over 171%. The gap widens fast with the rate, which is why high advertised figures should be read carefully. A very high APY usually means high token emission rather than high real yield. If the reward token's supply is inflating faster than the yield, the position loses value in real terms while the balance goes up. Everything here is denominated in tokens. A 20% yield on an asset that falls 50% is still a substantial loss, and no staking calculator can tell you which way the price goes.
How the Staking Rewards Calculator works
Staking returns with compounding, showing the effective APY against the advertised APR. At 10% compounded daily the APY is 10.52%; at 100% it is over 171%.
Also known as: apr versus apy staking · how much will i earn staking · compound staking rewards · is this apy too good to be true
Not financial advice. This calculator is for planning and illustration, not financial advice. Real products carry fees, taxes, and terms it does not model. Confirm figures with your lender or a qualified adviser before committing.
Frequently asked questions
What is the difference between APR and APY?
APR is the nominal rate; APY is what you actually get once rewards are restaked. They are equal only when compounding happens once a year, and the gap widens sharply with the rate.
Is a very high APY a good sign?
Usually not. Extremely high yields typically reflect high token emission rather than real return — if supply inflates faster than the yield, the position loses value while the balance rises.
What are the risks of staking?
Lock-up periods that prevent selling, slashing penalties for validator misbehaviour, smart contract failure, and the price of the token itself. A 20% yield on an asset that halves is still a large loss.
Does compounding frequency matter much?
At low rates barely — daily against annual on 5% is a difference of about 0.13 points. At high rates it dominates, which is why headline APY figures on volatile protocols look so extreme.
Is staking income taxed?
In most jurisdictions yes, often as income at the point of receipt rather than on disposal. That creates a tax liability on tokens you have not sold, which has caught many people out.
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