Stripe Fee Calculator
Fee on the gross, including shipping and tax.
Processor pricing varies by country, card type and whatever you negotiated, and it changes without much notice. Take the real figures from your own statement — these defaults are a starting point, not your account.
Stripe fee
$2.37
3.32% of the $71.28 charged
The fee is charged on the full $71.28 including shipping and tax, not on the $60.00 of product — so the effective rate against your own revenue is 3.95%, not 2.9%. US online card rate. UK and EU domestic rates are considerably lower — around 1.5% plus a small fixed fee — because interchange is capped there. International cards and currency conversion each add a percentage on top.
How the Stripe Fee Calculator works
Stripe's fee applies to everything you charge — the product, the shipping and the sales tax you are only collecting on someone else's behalf. That makes the effective rate against your own revenue higher than the headline, and higher again on a card issued abroad.
Not financial advice. Marketplace fees change, and they vary by country, plan and seller status. Every rate here is an editable default, not a quoted price — check the platform's current fee schedule before you price a product against it. This is not tax or business advice.
Frequently asked questions
What does Stripe charge?
2.9% plus 30 cents for US online card payments. UK and EU domestic rates are considerably lower — around 1.5% plus a small fixed fee — because interchange is capped there. International cards and currency conversion each add a percentage on top.
Is the fee charged on tax and shipping?
Yes. Stripe takes its percentage of the whole amount charged, including sales tax you remit to the state and shipping you pay to a carrier. Neither is your revenue, but both are in the fee base.
Do I get the fee back on a refund?
The percentage is returned but the fixed fee generally is not. A refunded order therefore costs you the fixed fee plus your fulfilment costs, which is why high-refund categories need that priced in.
How do I reduce Stripe fees?
Raise average order value, since the fixed fee is a bigger share of a small basket. Beyond that, negotiate at volume, use local payment methods where they are cheaper than cards, and settle in the currency you sell in to avoid the conversion spread.