Etsy Take-Home Pay Calculator
What reaches your bank after fees and tax set-aside.
Use the net profit calculator first if you are not sure.
25-30% is a common self-employed rule of thumb. Confirm your own rate.
Include making, listing, photography, packing, messages and admin.
Your effective hourly rate
$8.45
$507 take-home from 60 hours
Below most minimum wages once every hour is counted. Raising prices usually moves this number faster than working more hours.
How the Etsy Take-Home Pay Calculator works
Between the order total and your own bank account sit platform fees, materials, shipping, tax and anything you put back into stock. This works the whole chain through and divides by the hours you actually spent, which is usually the most sobering number a seller sees.
Not financial advice. Marketplace fees change, and they vary by country, plan and seller status. Every rate here is an editable default, not a quoted price — check the platform's current fee schedule before you price a product against it. This is not tax or business advice.
Frequently asked questions
How much should I set aside for tax?
For self-employed sellers, 25-30% of net profit is a common rule of thumb covering income tax and self-employment or national insurance contributions. The correct figure depends entirely on your country, total income and allowable expenses — confirm it with an accountant.
What hourly rate should an Etsy shop pay?
Whatever you would accept doing the same work for an employer, as a floor. Many handmade sellers discover they are earning below minimum wage once making, listing, photographing, packing and customer service are all counted honestly.
Which hours should I count?
All of them. Making is the obvious part, but photography, listing writing, messages, packing, post office trips, bookkeeping and social media are real hours the shop consumes. Counting only production time is the main reason hourly rates look better than they are.
Should I reinvest profit or take it out?
Early on, reinvestment in materials and stock is usually what grows the shop. The important thing is deciding deliberately rather than discovering at year end that everything went back in and nothing was ever paid out.