Etsy Payment Processing Fee Calculator
Card processing by market, percentage plus a flat charge.
Payment processing, the regulatory fee and VAT all follow where your shop is registered, not where the buyer is.
Enter 0 for free shipping — the fee is charged on the item price either way.
Processing is charged on the full amount billed to the card, tax included.
Payment processing fee
$1.48
3% + $0.25
The flat component is charged once per order, not per item — which is why encouraging multi-item orders genuinely lowers your effective rate.
How the Etsy Payment Processing Fee Calculator works
Payment processing is a percentage plus a flat charge per order, and the flat part is what makes small orders disproportionately expensive. On a $5 sale a $0.25 flat fee is 5% on its own, before the percentage rate is applied.
Not financial advice. Marketplace fees change, and they vary by country, plan and seller status. Every rate here is an editable default, not a quoted price — check the platform's current fee schedule before you price a product against it. This is not tax or business advice.
Frequently asked questions
How much is Etsy's payment processing fee?
It varies by the country your shop is registered in. In the US it is 3% plus $0.25 per order; in the UK 4% plus £0.20; in Germany 4% plus €0.30. The rate follows your shop's location, not the buyer's.
Is processing charged per item or per order?
Per order. A buyer purchasing four items in one transaction incurs one flat charge, not four — which is why encouraging multi-item orders genuinely reduces your effective fee rate, unlike most fee-reduction advice.
Why is the fee on my small orders so high?
The flat component does not scale down. At $3 an order, a $0.25 flat charge plus 3% is over 11% before any other fee. Very low-priced items are structurally hard to make work on Etsy for exactly this reason.
Does processing apply to sales tax and shipping?
Yes to both. Processing is calculated on the total amount charged to the buyer's card, including shipping and any sales tax Etsy collects — which is why it is always slightly higher than sellers expect.